Personal debt in Europe the EU financial market and consumer insolvency

Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implicati...

Descripción completa

Detalles Bibliográficos
Otros Autores: Ferretti, Federico, 1970- autor (autor), Vandone, Daniela, autor
Formato: Libro electrónico
Idioma:Inglés
Publicado: Cambridge, United Kingdom ; New York, NY, USA : Cambridge University Press 2019.
Colección:CUP ebooks.
Acceso en línea:Conectar con la versión electrónica
Ver en Universidad de Navarra:https://innopac.unav.es/record=b39777248*spi
Descripción
Sumario:Personal debt remains an important factor in many economic models because it encourages people to use debt to finance consumption. Whether this model is sustainable for individuals or the countries in which they reside is an ongoing question of great complexity and many social and economic implications, not only for the burdened individuals and their countries, but also for the EU as a whole. In Personal Debt in Europe, Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social and economic terms. They employ cross-country consumer-level data to present the latest empirical studies on the problem, analyse these findings to better understand its nature and causes, and discuss the merits of proposed insolvency legislation and harmonisation initiatives in the EU.
Descripción Física:1 recurso electrónico
Formato:Forma de acceso: World Wide Web.
Bibliografía:Incluye referencias bibliográficas (p. 225-244) e índice.
ISBN:9781108615358