Bank Lending Principles and practice
This book is for students and professionals working, or intending to work, in a lending-related role. It provides comprehensive, up-to-date coverage of bank lending and will give lending staff the detailed knowledge and understanding of the financial and legal aspects of their roles they need to ful...
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| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
Reading :
Gosbrook Professional Publishing Ltd
2018.
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| Colección: | EBSCO Academic eBook Collection.
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| Acceso en línea: | Conectar con la versión electrónica |
| Ver en Universidad de Navarra: | https://innopac.unav.es/record=b4647318x*spi |
Tabla de Contenidos:
- Front cover; Series page; Title page; Copyright page; Dedication page; Contents; List of figures; List of tables; Acronyms and abbreviations; Foreword; Preface; 1 An introduction to lending concepts and principles; 1.1 INTRODUCTION; 1.2 AN OVERVIEW OF THE LENDING MARKET; 1.3 WHAT IS 'LENDING'?; 1.4 RISK AND RETURN; 1.5 THE ATTRIBUTES OF GOOD LENDING; 1.6 THE PRINCIPLES OF CREDIT RISK MANAGEMENT; 1.7 CONCLUSION; 2 The legal and regulatory environment; 2.1 THE LEGAL AND REGULATORY FRAMEWORK; 2.2 CODES OF PRACTICE; 2.3 OMBUDSMEN; 2.4 CUSTOMER RIGHTS AND COMPLAINTS PROCEDURES.
- 2.5 TREATING CUSTOMERS FAIRLY2.6 CONCLUSION; 3 Types of borrower; 3.1 INTRODUCTION; 3.2 PERSONAL BORROWERS; 3.3 PARTNERSHIPS; 3.4 COMPANIES; 3.5 UNINCORPORATED ASSOCIATIONS; 3.6 CONCLUSION; 4 Purposes of financing; 4.1 INTRODUCTION; 4.2 CONSUMER FINANCE; 4.3 BUSINESS FINANCE; 4.4 CONCLUSION; 5 Forms of lending; 5.1 TYPES OF LENDING; 5.2 OVERDRAFTS; 5.3 LOANS; 5.4 CREDIT CARDS; 5.5 INVOICE DISCOUNTING; 5.6 FACTORING; 5.7 HIRE PURCHASE; 5.8 LEASING; 5.9 OTHER FORMS OF PROVIDING FINANCE; 5.10 CONCLUSION; 6 The lending cycle
- the credit-granting process; 6.1 THE LENDING CYCLE.
- 6.2 THE LOAN APPLICATION AND SUPPORTING INFORMATION6.3 LOAN DOCUMENTATION AND COVENANTS; 6.4 FURTHER ADVANCES; 6.5 CONCLUSION; 7 Loan evaluation; 7.1 LOAN EVALUATION TOOLS AND TECHNIQUES; 7.2 EVALUATION OF WORKING CAPITAL REQUIREMENTS; 7.3 EVALUATION OF TERM LENDING REQUIREMENTS; 7.4 CREDIT SCORING; 7.5 CREDIT RATING AGENCIES; 7.6 CONCLUSION; 8 Security
- general; 8.1 INTRODUCTION; 8.2 THE ATTRIBUTES OF GOOD SECURITY; 8.3 PERFECTING SECURITY INTEREST; 8.4 THE DESIRABILITY OF TAKING SECURITY; 8.5 CONCLUSION; 9 Security
- specific forms; 9.1 INTRODUCTION; 9.2 LAND AND PROPERTY.
- 9.3 LIFE INSURANCE POLICIES9.4 STOCKS AND SHARES; 9.5 GUARANTEES; 9.6 DEBENTURES
- FIXED AND FLOATING CHARGES; 9.7 THE REALISATION OF SECURITY; 9.8 CONCLUSION; 10 The lending cycle
- the monitoring and control process; 10.1 THE NEED FOR MONITORING AND CONTROL; 10.2 INFORMATION SOURCES FOR REVIEW; 10.3 DETECTING PROBLEM LOANS; 10.4 THE STAGES OF RECOVERY; 10.5 CONCLUSION; 11 Islamic f inance; 11.1 INTRODUCTION; 11.2 MODES OF ISLAMIC FINANCE; 11.3 SOME SPECIAL FEATURES OF ISLAMIC FINANCE; 11.4 CONCLUSION; 12 The impact of lending and social responsibility.
- 12.1 THE ECONOMIC AND SOCIAL EFFECTS OF LENDING12.2 RESPONSIBLE LENDING; 12.3 RELATIONSHIP LENDING AND RESPONSIBLE LENDING; 12.4 CONCLUSION; Appendix A: Suggested answers to case study questions; Table of cases; Table of statutes; Table of statutory instruments; Table of European legislation; References; Index; Back Cover.
