Overcoming debt, achieving financial freedom 8 pillars to build wealth
"The average college student graduates with nearly $30,000 of student loan debt. The average law student graduates with $160,000 of student loan debt. These numbers are even more significant for Black and Latino students. Many of these young adults are thrown into their careers with little to n...
| Otros Autores: | |
|---|---|
| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
Hoboken, New Jersey :
John Wiley & Sons
[2023]
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| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009703306406719 |
Tabla de Contenidos:
- Cover
- Title Page
- Copyright Page
- Contents
- Preface
- Acknowledgments
- About the Author
- Part 1 My Money Story
- Chapter 1 Money Lessons from the Bronx
- Money Lesson #1: Early Exposure to Money Can Serve as a Financial Literacy Building Block
- Money Lesson #2: Incorporate Gratitude into Your Financial Freedom Journey
- Money Lesson #3: There Are Seasons for Hustle
- Money Lesson #4: Give Generously
- Money Lesson #5: Always Keep Your "Why" in Mind
- Chapter 2 Financial Hurdles in Pursuit of the American Dream
- Deciphering Financial Aid Forms
- Navigating Unpaid Work
- Applying to and Funding Law School
- Managing Money during Law School
- Discovering My Path
- Chapter 3 The Journey to Financial Freedom
- My "Aha" Moment
- Seeking Financial Literacy
- Creating My Debt-Free Plan
- Sharing the Knowledge
- Debt-Free Living
- Part 2 Eight Wealth-Building Pillars
- Chapter 4 Take Inventory of Your Numbers
- Net Worth
- Gather Your Four Core Monthly Numbers
- Chapter 5 Choose the Best Budget for You
- What Is a Budget?
- Why You Need a Budget
- Types of Budgets
- Budgeting Challenges
- How to Stick to Your Budget
- My Top Tips for Those Who Have Trouble Sticking to a Budget
- Chapter 6 Become a Conscious Consumer
- Consumerism in America
- Practice Value-Based Spending
- Embrace Minimalism (or Minimalism-ish)
- Calculate Cost per Use
- Curate Your Wardrobe
- Chapter 7 Save with a Purpose
- Purpose-Driven Savings
- The Emergency Fund
- Sinking Funds
- Optimize Your Savings Strategy with the Right Bank Accounts
- My Top Tip to Build Your Savings: Automate
- Chapter 8 Create Your Debt Payoff Plan
- Understanding How Debt Works
- What School Didn't Teach You about Student Loans
- How to Create an Effective Debt Repayment Plan
- Refinancing and Balance Transfers
- More Debt Repayment Tips.
- Chapter 9 Master Your Credit and Your Credit Cards
- Credit Basics
- Building Your Credit
- Credit Cards
- Debunking Credit Myths
- Chapter 10 Invest for Future You
- Investing Basics
- Five Reasons to Invest
- Five Reasons We Don't Invest
- Investing Strategy #1: Invest for Retirement
- Investing Strategy #2: Invest with a Robo-Advisor
- Invest for the Children in Your Life
- Top Tips for Becoming a Successful Investor
- Chapter 11 Increase Your Income
- The Pay and Wealth Gap in America
- Ask for What You Deserve In or Out of Your Industry
- Create Your Own Income Opportunities
- Create a Plan for Your Additional Income
- Part 3 Implementing the Pillars
- Chapter 12 Your Financial Roadmap
- Pillar 1: Take Inventory of Your Numbers
- Pillar 2: Choose the Best Budget for You
- Pillar 3: Become a Conscious Consumer
- Pillar 4: Save with a Purpose
- Pillar 5: Create Your Debt Payoff Plan
- Pillar 6: Master Your Credit and Your Credit Cards
- Pillar 7: Invest for Future You
- Pillar 8: Increase Your Income
- Notes
- Index
- EULA.
