The one page financial plan everything you need to successfully manage your money and invest for wealth creation
Managing your money and creating wealth has never been so easy with this simple, effective financial planning guide In The One Page Financial Plan, CEO and financial advisor Sam Henderson gives you a straightforward process for tailoring a financial plan that meets all your goals and needs. In fact,...
| Autor principal: | |
|---|---|
| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
Hoboken, N.J. :
Wiley
2013.
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| Edición: | 1st edition |
| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009629560806719 |
Tabla de Contenidos:
- The One-Page Financial Plan; Contents; About the author; Introduction: Your personal financial revolution; My wish for you; Take control of your finances; The money-go-round; You deserve more; Your roadmap to financial success; Start your financial revolution; Five stages of your financial revolution; Chapter 1: Taking the first steps; Your financial planning process; Just seven steps; Step 1: discovery; Step 2: SMART goal setting; Step 3: gap analysis; Step 4: strategies and structure; Step 5: tactics; Step 6: your one-page financial plan; Step 7: review and portfolio management
- Chapter 2: Increase your income and make the most of your salarySmall increase for a big difference; How to increase your salary; How to make the most of your salary; Chapter 3: Legally reduce your tax; Investment structures; Features of each structure; Comparing the tax rates; The costs for each structure; Chapter 4: Asset classes and portfolio construction; The five asset classes; Eight attributes of an investment; Asset classes; Risk assessment; Risk tolerance and asset allocation; Chapter 5: Property investment is easy; Why invest in property?; Buy and hold; Can you afford property?
- Property investment costsDepreciation; What is the cash flow?; Who pays for your investment property?; Property speculation and development; Warnings and risks; Property is not an automatic win; What's wrong with property?; Other things to consider; Return on equity; Ten steps to success; Chapter 6: Shares for intelligent investors; What are shares?; Ways to own shares; Shares versus property; Risks with shares; Other ways to own shares; Summing up on shares; Chapter 7: Boost your super and reduce your tax; What is superannuation?; Why do you need superannuation?; Superannuation is complex
- Types of superannuation fundsMoving from one fund to another; Getting money into superannuation; Getting money out of super; Divorce and superannuation; Chapter 8: Self managed super funds (SMSFs); Why set up an SMSF?; How popular are SMSFs?; How to set up an SMSF; Rules for investing in an SMSF; Who can give you advice?; Chapter 9: Borrowing money to make money; Why borrow to make money?; When to borrow and invest; Borrowing to invest in property; Borrowing to buy shares; Managing the risks of borrowing; Chapter 10: Risk management and insurance; The main types of risk; How to reduce risk
- Insurance and risk managementThe terrible three; Tax deductibility of insurance; General insurance and health insurance; Chapter 11: Centrelink and social security; The dependency ratio; Types of social security assistance; Youth Allowance; Austudy; Newstart Allowance; Baby Bonus; Family Tax Benefit; Child Care Benefit; Child Care Rebate; Carer Allowance; Carer Payment; Age Pension; Concession cards; Chapter 12: Aged care; Step 1: understanding care options; Step 2: understanding upfront fees; Step 3: understanding ongoing fees; Step 4: selecting suitable accommodation
- Step 5: managing the Age Pension
