The new commonsense guide to your 401(k) rebuilding your portfolio from the bottom up
"The updated and expanded edition of the best step-by-step guide to investing in your 401(k) plan. Mary Rowland breaks down how 401(k) plans work, why they're still a smart investment, how to keep an eye out for hidden fees, and why now is the time to start reinvesting in your retirement&q...
| Autor principal: | |
|---|---|
| Formato: | Libro electrónico |
| Idioma: | Inglés |
| Publicado: |
New York :
Bloomberg Press
2010.
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| Edición: | 2nd ed |
| Colección: | Bloomberg
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| Materias: | |
| Ver en Biblioteca Universitat Ramon Llull: | https://discovery.url.edu/permalink/34CSUC_URL/1im36ta/alma991009628293506719 |
Tabla de Contenidos:
- The New Commonsense Guide to Your 401(k); Contents; Introduction; PART ONE: The New Retirement Landscape; What Happened?; 1 Not Your Father's Gold Watch; 2 ""Management"" Is Not a Career Choice; 3 Dip a Toe In; 4 Calculate Retirement Needs; 5 How to Fill the Gaps; 6 Will You Get a Pension?; 7 Will You Get Anything from Social Security?; 8 Check Earnings and Benefits; 9 The Rule of 72; 10 Start Early; 11 Why Choose the 401(k) Plan?; 12 What about Roth?; 13 Contribute, Contribute; 14 Protecting Your Income; PART TWO: 401(k) Plan Basics; Planning for the Future; 1 The Three Main Players
- 2 What Your Employer Wants3 What the Goverment Wants; 4 How to Use This Stuff; 5 The Limit; 6 What Is Vesting?; 7 Qualifying Rules; 8 Hardship Withdrawal; 9 Information about Your Plan; 10 Is My Plan Safe?; PART THREE: How to Get In and Get Out; Contributing to Your 401((k) Account; 1 Where to Get Help; 2 The Match Makes the Magic; 3 Automatic Enrollment; 4 Taking Loans; 5 Beneficiary Designations; 6 If the Plan Fails the Test; 7 After-Tax Contributions; 8 Supplemental Plans; 9 Getting Out Early; 10 Changing Jobs; 11 Coordinating with Your Spouse; PART FOUR: Investing; Saving for Retirement
- 1 What I Did2 Expert One; 3 Expert Two; 4 Expert Three; 5 Behavioral Finance; 6 Taking Risk; 7 What Risk?; 8 What Do You Have to Lose/Gain?; 9 Risk Basics; 10 Correlation; 11 More Tools; 12 Diversify; 13 Why Stocks?; 14 Index Funds; 15 Active Funds; 16 Investment Style; 17 Bonds; 18 Internationl Investing; 19 Money Markets; 20 Investing in Gold; 21 Dollar-Cost Averaging (DCA); 22 Mutual Funds; 23 Exchange-Traded Funds (ETFs); 24 Target-Date Funds; 25 Expenses; 26 Get the Prospectus; 27 Rebalance; 28 What Not to Buy; PART FIVE: Preparing for Change; The Next Step; 1 Get Real
- 2 Thinking about Tomorrow3 Pay Off Debt; 4 Your Mortgage; 5 Paperwork Matters; 6 How to Organize It; 7 What's Your Net Worth?; 8 Your Financiel Statement; 9 Your PortFolio; 10 What to Do with Stocks; 11 Delay Social Security; 12 Plan for Healthcare; PART SIX: Steps to Take In Retirement; Once More with Confidence; 1 Lump Sums; 2 Leaving the Money Where It Is; 3 Convert to Roth?; 4 Required Distributions; 5 Longevity Risk; PART SEVEN: Retirement Plans by Other Names; 401(k) ̈Plan Alternatives; 1 403(b) Plans; 2 ERISA or No?; 3 403(b) Plan Reform; Resources; Index
